BTB Mortgage Solutions was established in 2007, as a two person single office operation. Since that time BTB has grown to an eight person, 2
office operation with more growth plans in the future. We at BTB pride ourselves on our solid reputation in the industry amongst our clients,
networking partners and our lenders. All of our agents are reputable members of the independent Mortgage Brokers Association. BTB is also part
of a large network affiliate, Real Mortgage Associates. Being members of RMA allows a small brokerage like ours to compete at a national level
with rates and services available only to RMA affiliates.
We believe the key to any successful business over the long term is doing what is right for our clients 100% of the time. We measure this
success by the number of referrals and repeat clients we have. We deal with many different types of client profiles from AAA+ credit to previous
bankrupt clients and everyone in between. Our closing ratios are very high because we leave no stone unturned. In conjunction with our lending
partners we have a range of products and services to meet our clients’ individual needs. We deal with all credit, income, and property types.
office operation with more growth plans in the future. We at BTB pride ourselves on our solid reputation in the industry amongst our clients,
networking partners and our lenders. All of our agents are reputable members of the independent Mortgage Brokers Association. BTB is also part
of a large network affiliate, Real Mortgage Associates. Being members of RMA allows a small brokerage like ours to compete at a national level
with rates and services available only to RMA affiliates.
We believe the key to any successful business over the long term is doing what is right for our clients 100% of the time. We measure this
success by the number of referrals and repeat clients we have. We deal with many different types of client profiles from AAA+ credit to previous
bankrupt clients and everyone in between. Our closing ratios are very high because we leave no stone unturned. In conjunction with our lending
partners we have a range of products and services to meet our clients’ individual needs. We deal with all credit, income, and property types.
Credit
AAA+
AA
Fair
Poor/ non existent
Previously bankrupt (discharged 1 day)
Bankruptcy Proposal (undischarged)
New to Canada Programs
AAA+
AA
Fair
Poor/ non existent
Previously bankrupt (discharged 1 day)
Bankruptcy Proposal (undischarged)
New to Canada Programs
Mortgage Purpose
Pre-Approval rate holds
Purchases (standard and lease to own rental credits)
Purchase + Improvements
Switch Transfers
Equity take outs for anything including renovations
Refinances for consolidation purposes
Smith Maneuver (leveraging for the purpose of investment)
Pre-Approval rate holds
Purchases (standard and lease to own rental credits)
Purchase + Improvements
Switch Transfers
Equity take outs for anything including renovations
Refinances for consolidation purposes
Smith Maneuver (leveraging for the purpose of investment)
Income Types
Salaried/Hourly
Part Time
Seasonal
Self Employed (does not show large income)
Rental Income
Pension
Disability
Investment Income
Salaried/Hourly
Part Time
Seasonal
Self Employed (does not show large income)
Rental Income
Pension
Disability
Investment Income
Property Types
Single family residential homes owner occupied and rentals
Multi unit residential and commercial units (rentals)
100% commercial business properties
Mixed use properties
Agricultural and rural properties
Mobile homes
Second homes/cottages
Single family residential homes owner occupied and rentals
Multi unit residential and commercial units (rentals)
100% commercial business properties
Mixed use properties
Agricultural and rural properties
Mobile homes
Second homes/cottages
Area
All provinces in Canada
All provinces in Canada
Mortgage types
1st mortgages
2nd mortgages
Lines of credit (secured)
Combo mortgages (fixed mortgages with Line of credit and credit card
attached)
Secured Credit Cards (mortgage)
Secured Credit Cards (non Mortgage) (credit repair / credit established
purposes)
1st mortgages
2nd mortgages
Lines of credit (secured)
Combo mortgages (fixed mortgages with Line of credit and credit card
attached)
Secured Credit Cards (mortgage)
Secured Credit Cards (non Mortgage) (credit repair / credit established
purposes)
Additional Services
BTB also offers insurance products in the form of life or accident and sickness benefits. Clients may be offered a Home Warranty program free for
the first year of the mortgage to insure furnace and other large home expenses.
- Free Appraisals (exceptions apply)
- Credit repair plans
- Referral program
At BTB Mortgage Solutions, we constantly monitor housing markets, economic indicators, interest rate trends, consumer demographics and
industry regulations. We then put together innovative mortgages to fit your needs.
BTB Mortgage Solutions offers mortgages through Canada's leading independent mortgage professionals. These specialized lenders are
devoted exclusively to mortgages so they can offer expert advice and assistance and provide us with rates among the lowest in the industry.
There are many mortgage consultants out there today. It is important that you find one that will work for you. We will shop the market and get you
the best possible deal that suits your needs and financial situation, with access to over 100 lenders.
Give BTB Mortgage Solutions a Call today at 905-357-5366
or apply online right now !
BTB also offers insurance products in the form of life or accident and sickness benefits. Clients may be offered a Home Warranty program free for
the first year of the mortgage to insure furnace and other large home expenses.
- Free Appraisals (exceptions apply)
- Credit repair plans
- Referral program
At BTB Mortgage Solutions, we constantly monitor housing markets, economic indicators, interest rate trends, consumer demographics and
industry regulations. We then put together innovative mortgages to fit your needs.
BTB Mortgage Solutions offers mortgages through Canada's leading independent mortgage professionals. These specialized lenders are
devoted exclusively to mortgages so they can offer expert advice and assistance and provide us with rates among the lowest in the industry.
There are many mortgage consultants out there today. It is important that you find one that will work for you. We will shop the market and get you
the best possible deal that suits your needs and financial situation, with access to over 100 lenders.
Give BTB Mortgage Solutions a Call today at 905-357-5366
or apply online right now !
We Work Hard for You
